Does Medical Insurance Cover Skin Tag Removal?

by Paul on December 6, 2013

DermatologySkin tags are one of the most often encountered skin issues – recent scientific estimates state that some 60 per cent of the population has suffered from them at least once during the course of their lifetime. They usually affect women to a greater extent than men and other factors have also been found conducive to their emergence. These factors include obesity, old age, pregnancy, and a propensity for dry skin. Most people who suffer from them know that skin tags pose no serious health threat; however, they might still want to remove them. This, in turn, brings up the issue of coverage and an essential question: does medical insurance cover skin tag removal? Read on to learn more about this connection and explore alternative methods for removing skin tags.

When should I remove skin tags?

First off, as is the case with any skin condition, skin tags should never be removed before being properly diagnosed, which, of course, falls under the scope of a dermatologist’s responsibilities. In other words, never try to eliminate an acrochordon or several before checking with your doctor first. Then, consider the following scenarios:

  • Do skin tags lower your self-esteem?

To many, skin tags may be an insignificant little issue, while for others, they might represent a serious problem, which drives their self-esteem into the pits. If you find yourself unable to wear a bathing suit or expose skin that has been affected by skin tags, you should also consult with a therapist, for body image issues can turn into body dismorphic conditions. This category of problems, which also involves eating disorders, can severely affect one’s quality of life. As such, if you find that skin tags have this effect on you, it’s probably best to look into having them removed. Psychological discomfort is a serious problem, which deserves the same kind of medical attention as physiologic discomfort.

  • Has one of your skin tags broken off?

Since skin tags are small excrescences, they can become caught in clothing, jewelry, zips, or any other item that comes into direct contact with human skin. Breaking off a skin tag will also result in bleeding and this opens up a dangerous door to infection. It’s best to avoid infections of the skin, irrespective of their cause; as such, if any of your skin tags has broken off and you’re bleeding, see a medical professional as soon as you can.

Will my medical insurance cover skin tag removal?

Most often, skin tag removal is privately paid for, since health insurance doesn’t cover for it. In the United Kingdom, for instance, the NHS regards removing skin tags as an elective cosmetic procedure and no cosmetic procedures are paid for via health insurance. In the United States, some plastic surgery is covered through private health insurance, but this includes prosthetic implants as a result of cancer, or surgery that’s undertaken as a result of any other life-threatening situations. So, the short answer is to the question “does medical insurance cover skin tag removal?” is an unfortunate no. This can pose quite a lot of problems, since skin tag removal surgery is often expensive.

What are my options for skin tag removal?

Luckily, there are other options aside from surgical procedures, when it comes to skin tag removal. If you find the prospect of skin scars or marks a scary and unappealing perspective, you might want to check out a homeopathic remedy like TagAway to remove acrochordons. This formula can be sold over the counter and is entirely safe for home use. It will require long term application, but the effects will become apparent in time. To boot, you’ll also be saving loads, on what you would’ve paid a surgeon to have the skin tags removed.

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